When looking at loan options, it can be difficult to understand how they can benefit you. We’ve broken down the benefits of what a personal loan can offer you.
Flexibility
Our personal loan can be used for any worthwhile purchase, such as a car, holiday, or debt consolidation. If you would like to make a purchase but don’t have the funds ready on hand, a personal loan is a great option, especially if you don’t want to be restricted on what you can use the loan for.
Easier to manage
Having multiple debts can be a struggle to keep up with, especially if repayments don’t line up with each other and have different conditions. That’s where a personal loan can help you out, by combining all of your debts into one loan. And with our personal loan you can control how often you make repayments from weekly, fortnightly, or monthly which makes paying down multiple debts much easier to manage.
Borrow what you need
A personal loan allows you to borrow exactly what you need to purchase that small or big-ticket item, then pay it off later.
Quick to access
Personal loans are quick and easy to access, this can come in handy when you need money fast for an unexpected emergency, such as medical expenses. Funds can be deposited in just only 24 hours after approval has been received, which is much quicker than a regular loan.
Easy to use app
Ditch the long wait times while on hold to speak to your lender. Experience the benefit of monitoring and managing your loan from your mobile. View your balance, terms, interest rate and more all at your fingertips.
Simple process
You don’t want a mountain of paperwork to slow down the approval process, opt for an online application that can be completed in under 10 minutes. Even better, you can receive an application response in under 60 seconds.