Get a free finance health check today
Discover your potential for better rates and home loan options with a personalised finance health check from me, Daniel Argent. I'll be in touch with you soon for a free chat about your current situation and financial goals, and to explore how I can help you achieve them.
If you have any questions about your home loan, please don't hesitate to reach out to me. I'm here to ensure you have the right financial solution tailored to your unique needs.
About Resolve Finance - Cottesloe
As a mortgage broker, it is my aim to empower my clients to find the right finance solution for them, whether it be for their first or next home or finding a better rate for their existing home.
I am committed to unlocking my clients’ full potential, whether it’s accessing their home equity, strategic property investments or looking into different avenues that can guide them to their financial success.
E: daniel.argent@resolvebroker.com.au
M: 0434 293 984
What are the potential benefits of refinancing?
Refinancing can be easy as chatting to an expert mortgage broker, but if you’re unsure of how it could benefit you, here’s what you need to know:
Refinancing your home loan could help you in getting a lower interest rate which could then reduce your repayments. Ultimately, this means more money in your pocket to either make extra repayments or consider another purchase.
You could reduce your loan term by refinancing. If you’re comfortably paying your repayments and can afford to increase them for the short term, you could save money in the long run in interest repayments by paying it off quicker.
By refinancing to a lower interest rate, you’re reducing the amount of interest to be paid as well as the total home loan balance. This also means that your LVR (loan to value ratio) will be lower.
By refinancing, you could find the right home loan to suit your lifestyle and essentially help you pay off the loan faster. It’s a win-win deal. If you’re not utilising all the loan features, you could be paying more fees than you need to. You can learn more about home loan product features that are available to you by getting in touch with me.
If you currently have several different loans or debts, refinancing could allow you to combine them into one debt secured against your home loan. This could give you the opportunity to access lower interest rates and only worry about making repayments on one loan instead of multiple.
Fixed rate expiring?
I work daily with homeowners who secured a low fixed rate home loan during the past year or two, and many are now expiring.
Many homeowners will find themselves rolling over into higher variable rate home loans. I’ve put together a list of ways to best prepare for this change and help you manage this transition with confidence.
Learn moreHow are mortgage brokers paid?
As a mortgage broker, I am paid a commission from your chosen lender when they successfully help you secure a home loan.
This commission isn’t payable by you and is not added onto your home loan, nor does it impact your interest rate.
Top 25 Brokerage nationally
Named within the Top 10 of The Adviser’s Top 25 Brokerages for 15 consecutive years, our team prides ourselves on being an industry leader and providing excellent customer service year on year.