Why refinance?
There are a number of good reasons to look at your options for home loan refinancing. It can help you secure a better interest rate, switch between fixed and variable rates, access different loan features, utilise the equity in your home or consolidate debt.
Find your local mortgage brokerWhen should I refinance?
The home loan market is continually changing and so are your needs. We recommend getting in touch with your mortgage broker at least once every two years to complete a home loan health check. This will establish whether your current home loan is still right for you or if you need to consider refinancing.
Speak to a mortgage brokerWhy refinance your home loan with Resolve Finance?
How does refinancing work?
Refinancing is similar to the process you went through to get your original loan, but much faster. A refinance application is submitted to the lender and once approved and drawn down, your new lender will pay out your current home loan and you commence repayments on the new loan. Your Resolve Mortgage Broker can organise all this on your behalf – so you simply relax and enjoy the benefits.
Who can help me refinance?
Your Resolve Mortgage Broker is the best person to handle the refinancing process for you. Our team will consider your personal situation and compare various home loan options available to find one that that may be more suitable for where you are at right now, and into the future.
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Whether you are ready to talk to a mortgage broker or simply want more information, we have the tools for you.
Find your local Resolve Finance mortgage broker
We want your finance journey to be as seamless as possible and what better way to start it than by speaking to a mortgage broker in your local area.
Choose your Resolve mortgage brokerRefinancing: frequently asked questions
Organising a refinance of your home loan can be confusing, and we know you have questions. That’s how we Resolve it for you, by giving you the answers you need to put you in control of your finances.
There are a number of costs to be consider when refinancing your home loan. Not all of them may apply to you. These include exit fees, borrowing costs and Lenders Mortgage Insurance. Your Resolve Mortgage Broker will be able to assess which of these may apply and work with you to get the best deal for your lifestyle, rather than just the best interest rate.
Some of the ways you may benefit from refinancing include:
- Reduced monthly repayments
- Fixed monthly repayments
- Opportunities to make extra repayments
- Debt consolidation opportunities
- Consolidation of your debts
- Access to cash via equity in your home
The personal and financial aspects to consider when you are looking at your options for refinancing include your short and long-term financial goals, your current personal situation, capacity for your situation to change in the short term and your costs vs savings.
Refinance your home loan today
For home loan refinancing that works for you, trust Resolve Finance. We provide our services Australia wide, from WA to Victoria, Queensland and beyond. Our experienced mortgage brokers are based in Perth, Melbourne, and the Gold Coast and offer virtual appointments to all other cities and states. To learn more about refinancing, speak to a Resolve Mortgage Broker today.
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